TD Ameritrade Min Deposit

Adam Rosen - Lead financial writer

Updated 14-Dec-2024

TD Ameritrade Min Deposit

TD Ameritrade has a minimum deposit of 0 USD. Minimum deposits vary depending on the type of trading account you require from TD Ameritrade and your location. If you do not meet the minimum trading account requirements of TD Ameritrade, you will not be able to place live trades. Check if the accessibility of the TD Ameritrade trading applications for desktop and mobile devices, range of tradable financial instruments and level of financial regulation and customer service options on offer from TD Ameritrade before depositing to a live TD Ameritrade trading account.

What is meant by the term "minimum deposit" On TD Ameritrade?

When opening an account with a financial institution like the TD Ameritrade brokerage firm, there is typically a required minimum amount of money, also known as an initial deposit or minimum deposit required by TD Ameritrade to open a live trading account. Financial service companies like TD Ameritrade will typically require that when you open an account with them you will need to fund your trading account by making what is known as a "minimum deposit", which refers to a predetermined amount of money.

The amount of money that must be placed into a TD Ameritrade account before it can be opened and ready to place live buy or sell orders on live financial markets, this is standard practice with brokerage firms like TD Ameritrade, is referred to as the minimum deposit or initial deposit on TD Ameritrade.

Trading accounts with broker accounts like TD Ameritrade that provide premium services to traders typically have higher minimum deposits, whereas products aimed at a mainstream audience typically have lower minimum deposits in order to attract new customers to platforms like TD Ameritrade. In general, higher minimum deposits are associated with premium trading services like more indepth financial market data, more technical analysis tools and access to VIP service trading features on TD Ameritrade.

The Process Behind TD Ameritrade Required Minimum Deposits

The amount of the minimum deposit for brokers like TD Ameritrade varies widely from one trading platform to the next and can range from $0 - $10,000 with some brokers and trading platforms. TD Ameritrade has a minimum deposit requirement of 0 USD and is aimed at more mainstream traders.

When TD Ameritrade customers are required to make minimum deposits to activate their trading accounts, it helps TD Ameritrade ensure that the revenues generated from a customer's broker account will be sufficient to cover the administrative costs and other overheads associated with TD Ameritrade servicing that customer's live trading account. In most cases, the minimum deposit requirements for premium trading products are significantly higher than those for mass-market offerings like TD Ameritrade, which typically have lower minimum deposit requirements.

Compare TD Ameritrade Minimum Deposits Against Other Brokers

Traders looking at TD Ameritrade, who want access to more advanced trading features may be required to make higher minimum deposits. The additional trading features from TD Ameritrade or from more premium trading accounts may help a traders investment strategy. If these premium trading features are not requires trading accounts with lower or no min deposit requirements may be sufficient. Check to see how TD Ameritrade compares with other brokers in terms of trading features and minimum deposits.

Deposit Fees for TD Ameritrade Trading Accounts and the Various Methods of Funding

The different types TD Ameritrade fees and funding methods available to The different types TD Ameritrade fees and funding methods available to traders customers. Funding methods available to TD Ameritrade clients include Electronically transfer money, Bank Wire transfer, Check or Cheque.

Wire transfers with TD Ameritrade typically take between two and seven days to complete to TD Ameritrade client accounts, whereas deposits made using credit cards, debit cards, and online wallets to and from TD Ameritrade are typically instant and are finished within a few hours. The TD Ameritrade fees that you are charged by TD Ameritrade are determined by the 3rd party processing fees that are associated with the bank or third-party payment provider that you use to send money.

TD Ameritrade Trading Account Base Currencies

TD Ameritrade trading accounts support base currencies.

Each TD Ameritrade trading account is assigned a base currency, which indicates the money that you deposit with the TD Ameritrade trading platform will be held in that particular currency. Some online brokers provide trading accounts like TD Ameritrade in only the four major currencies (US Dollars, British Pounds, Euros, and sometimes Japanese Yen). When moving money to TD Ameritrade there may be a currency conversion fee for TD Ameritrade clients if the base currency of your payment method differs from the base currency of you TD Ameritrade account.

Who Are TD Ameritrade Regulated By?

TD Ameritrade are regulated by Financial Conduct Authority (FCA), Financial Industry Regulatory Authority (FINRA), Securities and Exchange Commission (SEC).

How to Get Started with Opening a TD Ameritrade Trading Account

If you are thinking about opening a new TD Ameritrade trading account, you need to make sure that you are aware of the TD Ameritrade minimum deposit requirements and that you have read TD Ameritrade brokerage terms, checked their financial regulation and are happy that TD Ameritrade is the most suitable for the financial instruments and trading strategy that you intend to action using TD Ameritrade.

Collect The Necessary KYC Documents To Sign Up With TD Ameritrade

When signing up with TD Ameritrade you are required to provide certain personal information, such as your date of birth, proof of ID and address in order to open a TD Ameritrade account. This is a requirement of financial regulators that TD Ameritrade are monitored by. Typically, you will be required to upload a photo of your identification card to TD Ameritrade in order to pass TD Ameritrade KYC verification. You will need a valid email address and phone number to open a trading account with TD Ameritrade.

Age Requirements Of Using The TD Ameritrade Trading Platform

You have to be at least 18 years old to sign up with TD Ameritrade. As part of TD Ameritrade financial regulatory requirements TD Ameritrade are only allowed to offer trading services to those legally classed as adults.

Complete the application for Your TD Ameritrade Trading Account

You will be able to complete your TD Ameritrade registration online. Make sure the information you provide to TD Ameritrade is accurate.

The bare minimum required to open a TD Ameritrade trading account of 0 USD will need to be deposited to place live trades with TD Ameritrade.

If there is a minimum monthly deposit or minimum balance with TD Ameritrade, you must always ensure that you are in compliance with TD Ameritrade account requirements. You can fund TD Ameritrade with Electronically transfer money, Bank Wire transfer, Check or Cheque.

It is possible that your TD Ameritrade deposit will not appear on your TD Ameritrade brokerage account until after a few days have passed. TD Ameritrade will typically send you an email to confirm that they have received your deposit and your TD Ameritrade trading account is live.

How Does The TD Ameritrade Minimum Deposit Compare Against Other Brokers?

  • TD Ameritrade Broker Min Deposit

    Visit TD Ameritrade

    TD Ameritrade Minimum Deposit: 0 USD

    🀴 TD Ameritrade is Used By: 10,000
    ⚑ TD Ameritrade is Regulated by: Financial Conduct Authority (FCA), Financial Industry Regulatory Authority (FINRA), Securities and Exchange Commission (SEC)

    πŸ’΅ What You Can Trade with TD Ameritrade: Forex, Commodities, Indices, Stocks, Crypto, Futures
    πŸ’΅ Instruments Available with TD Ameritrade: 219

    πŸ“ˆ TD Ameritrade Inactivity Fees: Yes
    πŸ’° TD Ameritrade Withdrawal Fees: 50$
    πŸ’° TD Ameritrade Payment Methods: Electronically transfer money, Bank Wire transfer, Check or Cheque,
    πŸ’° TD Ameritrade Account Base Currencies:

    TD Ameritrade Risk warning : Your capital is at risk

  • IC Markets Broker Min Deposit

    Visit IC Markets

    IC Markets Minimum Deposit: 200 USD

    🀴 IC Markets is Used By: 180,000
    ⚑ IC Markets is Regulated by: Australian Securities and Investments Commission (ASIC), Financial Services Authority (FSA), Cyprus Securities and Exchange Commission (CySEC)

    πŸ’΅ What You Can Trade with IC Markets: Forex, Majors, Energies, Metals, Agriculturals,
    πŸ’΅ Instruments Available with IC Markets: 232

    πŸ“ˆ IC Markets Inactivity Fees: No
    πŸ’° IC Markets Withdrawal Fees: No
    πŸ’° IC Markets Payment Methods: Credit Cards, VISA, MasterCard, Debit Cards, Visa, MasterCard, Bank Transfer, PayPal, Neteller, Neteller VIP, Skrill, Poli, Cheque, BPAY, UnionPay, FasaPay, QIWI, RapidPay, Klarna, Electronic wallets (eWallets), Broker to Brokers, Thai Internet Banking, Vietnamese Internet Banking,
    πŸ’° IC Markets Account Base Currencies: USD, GBP, EUR, CHF, JPY, SGD, AUD, CAD, HKD, NZD

    IC Markets Risk warning : Losses can exceed deposits

  • Roboforex Broker Min Deposit

    Visit Roboforex

    Roboforex Minimum Deposit: 10 USD

    🀴 Roboforex is Used By: 10,000
    ⚑ Roboforex is Regulated by: RoboForex Lid is regulated by Belize FSC, License No. 000138/7, reg. number 000001272

    πŸ’΅ What You Can Trade with Roboforex: Forex, Minors, Majors, Exotics, Indices, Metals,
    πŸ’΅ Instruments Available with Roboforex: 100

    πŸ“ˆ Roboforex Inactivity Fees: No
    πŸ’° Roboforex Withdrawal Fees: Yes
    πŸ’° Roboforex Payment Methods: Credit cards, VISA, MasterCard, JCB, Debit cards, Bank Transfer, Electronic wallets (eWallets), Neteller, Skrill, Perfect Money, AdvCash, BPAY, China UnionPay, FasaPay, CashU, WeChat Pay, ecoPayZ, AstroPay, Sofort, Giropay, Poli, Wepay, iDEAL, Payoneer,
    πŸ’° Roboforex Account Base Currencies: USD, EUR, XAU

    Roboforex Risk warning : Losses can exceed deposits

  • AvaTrade Broker Min Deposit

    Visit AvaTrade

    AvaTrade Minimum Deposit: 100 USD

    🀴 AvaTrade is Used By: 200,000
    ⚑ AvaTrade is Regulated by: Central Bank of Ireland, Australian Securities and Investments Commission (ASIC), Financial Services Authority (FSA), South African Financial Sector Conduct Authority (FSCA), Financial Stability Board (FSB), Abu Dhabi Global Markets (ADGM), Financial Regulatory Services Authority (FRSA), British Virgin Islands Financial Services Commission (BVI)

    πŸ’΅ What You Can Trade with AvaTrade: Forex, Minors, Cryptocurrencies, Majors, Exotics, Indices, UK Stocks, US Stocks, Energies, Metals, Agriculturals, ETFs, IPO, Bonds,
    πŸ’΅ Instruments Available with AvaTrade: 1000

    πŸ“ˆ AvaTrade Inactivity Fees: No
    πŸ’° AvaTrade Withdrawal Fees: No
    πŸ’° AvaTrade Payment Methods: Credit cards, VISA, MasterCard, Bank Transfer, Electronic wallets (eWallets), PayPal, Neteller, WebMoney, Payoneer,
    πŸ’° AvaTrade Account Base Currencies: USD, GBP, EUR, JPY, AUD

    AvaTrade Risk warning : 71% of retail CFD accounts lose money

  • FP Markets Broker Min Deposit

    Visit FP Markets

    FP Markets Minimum Deposit: 100 USD

    🀴 FP Markets is Used By: 10,000
    ⚑ FP Markets is Regulated by: Australian Securities and Investments Commission (ASIC), Cyprus Securities and Exchange Commission (CySEC), Financial Services Authority (St. Vincent and the Grenadines)

    πŸ’΅ What You Can Trade with FP Markets: Forex, Minors, Majors, Exotics, Indices, Metals,
    πŸ’΅ Instruments Available with FP Markets: 100

    πŸ“ˆ FP Markets Inactivity Fees: No
    πŸ’° FP Markets Withdrawal Fees: No
    πŸ’° FP Markets Payment Methods: Credit cards, VISA, MasterCard, Debit cards, Bank Transfer, Electronic wallets (eWallets), Neteller, BPAY, POLi, PayPal, Neteller, Skrill, PayTrust, NganLuong VN, Fasapay, Broker to Broker, OnlinePay China, Directa24, Klarna, PayTrust88, Payoneer,
    πŸ’° FP Markets Account Base Currencies: USD, GBP, EUR, CHF, JPY, SGD, AUD, CAD, HKD, NZD

    FP Markets Risk warning : Losses can exceed deposits

  • NordFX Broker Min Deposit

    Visit NordFX

    NordFX Minimum Deposit: 10 USD

    🀴 NordFX is Used By: 10,000
    ⚑ NordFX is Regulated by: Cyprus Securities and Exchange Commission (CySEC), License No: 209/13

    πŸ’΅ What You Can Trade with NordFX: Forex, Majors, Metals,
    πŸ’΅ Instruments Available with NordFX: 50

    πŸ“ˆ NordFX Inactivity Fees: No
    πŸ’° NordFX Withdrawal Fees: No
    πŸ’° NordFX Payment Methods: Bank Transfer, Neteller, PerfectMoney, WebMoney, FasaPay, CashU, Payza, QIWI,
    πŸ’° NordFX Account Base Currencies: USD, EUR

    NordFX Risk warning : Losses can exceed deposits

  • XTB Broker Min Deposit

    Visit XTB

    XTB Minimum Deposit: 0 USD

    🀴 XTB is Used By: 250,000
    ⚑ XTB is Regulated by: Financial Conduct Authority (FCA), FCA number FRN 522157, Cyprus Securities and Exchange Commission (CySEC), CySEC Licence Number: 169/12, Comision Nacional del Mercado de Valores, Komisja Nadzoru Finansowego, Belize International Financial Services Commission (IFSC) under license number IFSC/60/413/TS/19, Polish Securities and Exchange Commission (KPWiG), Dubai Financial Services Authority (DFSA), Dubai International Financial Center (DIFC),Financial Sector Conduct Authority (FSCA), XTB AFRICA (PTY) LTD licensed to operate in South Africa

    πŸ’΅ What You Can Trade with XTB: Forex, Minors, Cryptocurrencies, Majors, Exotics, Indices, UK Stocks, US Stocks, Pennystocks, Energies, Metals, Agriculturals, ETFs,
    πŸ’΅ Instruments Available with XTB: 4000

    πŸ“ˆ XTB Inactivity Fees: Yes
    πŸ’° XTB Withdrawal Fees: No
    πŸ’° XTB Payment Methods: Credit cards, MasterCard, Maestro, Visa, Debit cards, Bank Transfer, Electronic wallets (eWallets), PayPal, Neteller, Skrill, Poli, Paysafe, Payoneer,
    πŸ’° XTB Account Base Currencies: USD, GBP, EUR

    XTB Risk warning : 76% - 83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

  • Pepperstone Broker Min Deposit

    Visit Pepperstone

    Pepperstone Minimum Deposit: 200 USD

    🀴 Pepperstone is Used By: 89,000
    ⚑ Pepperstone is Regulated by: Financial Conduct Authority (FCA), Australian Securities and Investments Commission (ASIC), Cyprus Securities and Exchange Commission (CySEC), Federal Financial Supervisory Authority (BaFin), Dubai Financial Services Authority (DFSA), Capital Markets Authority of Kenya (CMA), Pepperstone Markets Limited is incorporated in The Bahamas (number 177174 B), Licensed by the Securities Commission of the Bahamas (SCB) number SIA-F217

    πŸ’΅ What You Can Trade with Pepperstone: Forex, Minors, Cryptocurrencies, Majors, Exotics, Indices, Energies, Metals,
    πŸ’΅ Instruments Available with Pepperstone: 100

    πŸ“ˆ Pepperstone Inactivity Fees: Yes
    πŸ’° Pepperstone Withdrawal Fees: No
    πŸ’° Pepperstone Payment Methods: Credit cards, VISA, MasterCard, Debit cards, Bank Transfer, Electronic wallets (eWallets), PayPal, Neteller, BPAY, POLi, UnionPay, FasaPay, QIWI, Payoneer,
    πŸ’° Pepperstone Account Base Currencies: USD, GBP, EUR, CHF, JPY, SGD, AUD, CAD, NZD, HKD

    Pepperstone Risk warning : CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89 % of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money

  • XM Broker Min Deposit

    Visit XM

    XM Minimum Deposit: 5 USD

    🀴 XM is Used By: 10,000,000
    ⚑ XM is Regulated by: Financial Services Commission (FSC), Cyprus Securities and Exchange Commission (CySEC), Australian Securities and Investments Commission (ASIC)

    πŸ’΅ What You Can Trade with XM: Forex, Stock CFDs, Commodity CFDs, Minors, Majors, Exotics, Equity Indices CFD, Energies CFD, Precious Metals
    πŸ’΅ Instruments Available with XM: 1000

    πŸ“ˆ XM Inactivity Fees: Yes
    πŸ’° XM Withdrawal Fees: No
    πŸ’° XM Payment Methods: Credit cards, Debit cards, Bank Transfer, Electronic wallets (eWallets), Moneta, ABAQOOS, PRZELEWY24, Neteller, PerfectMoney, WebMoney, UnionPay, FasaPay, CashU, Payza, QIWI, SOFORT, Giropay, Payoneer, Skrill,
    πŸ’° XM Account Base Currencies:

    XM Risk warning : CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 77.74% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

  • eToro Broker Min Deposit

    Visit eToro

    eToro Minimum Deposit: 50 USD

    🀴 eToro is Used By: 20,000,000
    ⚑ eToro is Regulated by: Financial Conduct Authority (FCA), Cyprus Securities and Exchange Commission (CySEC), Markets In Financial Instruments Directive (MiFID), Australian Securities and Investments Commission (ASIC)

    πŸ’΅ What You Can Trade with eToro: Forex, Minors, Cryptocurrencies, Majors, Exotics, Indices, UK Stocks, US Stocks, Energies, Metals, Agriculturals, ETFs,
    πŸ’΅ Instruments Available with eToro: 2000

    πŸ“ˆ eToro Inactivity Fees: Yes
    πŸ’° eToro Withdrawal Fees: Yes
    πŸ’° eToro Payment Methods: Credit cards, VISA, MasterCard, Maestro, Debit Cards, Bank Transfer, PayPal, Neteller, Skrill, WebMoney, Giropay, eWallets,
    πŸ’° eToro Account Base Currencies: USD

    eToro Risk warning : 51% of retail investor accounts lose money when trading CFDs with this provider.

  • FXPrimus Broker Min Deposit

    Visit FXPrimus

    FXPrimus Minimum Deposit: 100 USD

    🀴 FXPrimus is Used By: 10,000
    ⚑ FXPrimus is Regulated by: Cyprus Securities and Exchange Commission (CySEC), Markets In Financial Instruments Directive (MiFID), Vanuatu Financial Services Commission (VFSC)

    πŸ’΅ What You Can Trade with FXPrimus: Forex, Minors, Majors, Exotics, Indices, UK Stocks, US Stocks, Energies, Metals,
    πŸ’΅ Instruments Available with FXPrimus: 130

    πŸ“ˆ FXPrimus Inactivity Fees: No
    πŸ’° FXPrimus Withdrawal Fees: Varies
    πŸ’° FXPrimus Payment Methods: Credit cards, VISA, MasterCard, Debit cards, Bank Transfer, Electronic wallets (eWallets), Neteller, Skrill, Payoneer, SafeCharge, TrustPay, EmerchantPay, Bitcoin, UnionPay, FasaPay, Giropay,
    πŸ’° FXPrimus Account Base Currencies: USD, GBP, EUR, SGD, PLN

    FXPrimus Risk warning : Losses can exceed deposits

  • easyMarkets Broker Min Deposit

    Visit easyMarkets

    easyMarkets Minimum Deposit: 100 USD

    🀴 easyMarkets is Used By: 142,500
    ⚑ easyMarkets is Regulated by: Cyprus Securities and Exchange Commission (CySEC), Australian Securities and Investments Commission (ASIC), Financial Services Authority (FSA), British Virgin Islands Financial Services Commission (BVI)

    πŸ’΅ What You Can Trade with easyMarkets: Forex, Minors, Cryptocurrencies, Majors, Exotics, Indices, Energies, Metals, Agriculturals, Options,
    πŸ’΅ Instruments Available with easyMarkets: 200

    πŸ“ˆ easyMarkets Inactivity Fees: No
    πŸ’° easyMarkets Withdrawal Fees: No
    πŸ’° easyMarkets Payment Methods: Credit cards, MasterCard, Maestro, American Express, JCB, Astropay, Debit cards, Bank Transfer, SOFORT, GiroPay, iDeal, Bpay, Electronic wallets (eWallets), Skrill, Neteller, WebMoney, UnionPay, WeChatPay, FasaPay, STICPAY,
    πŸ’° easyMarkets Account Base Currencies: USD, GBP, EUR, CHF, JPY, SGD, AUD, CAD, CNY, CZK, HKD, ILS, MXN, NOK, NZD, PLN, SEK, TRY, ZAR

    easyMarkets Risk warning : Your capital is at risk


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